The #1 Compliance Issue of 2009: Fair Lending - Do You Know What Examiners are Looking For?

Carl Pry


Carl Pry is a Certified Regulatory Compliance Manager (CRCM) and Certified Risk Professional (CRP) who is a Senior Vice President and Compliance Manager for a large financial institution in Ohio. Through his working career, as well as through his experience as a banking attorney and officer, he has provided a variety of regulatory compliance and financial performance services to financial institutions and other clients throughout the country. He has written extensively regarding consumer and commercial compliance, tax, audit, and financial institution legal issues, and is a frequent contributor to and currently serves on the Editorial Advisory Board for the ABA Bank Compliance magazine. He has spoken at dozens of banking, compliance, and state bar associations, and has conducted training sessions for financial institutions across the country.
Thursday, April 16th, 2009
1:30 pm - 3:30 pm CT
The Institute of Certified BankersTM(ICB) is dedicated to promoting the highest standards of performance and ethics within the financial services industry. This webinar has been approved for 2.5 CLBB and CRCM credits.
Fair lending is a hot topic right now - from the mortgage "meltdown" to how you deal with your nonperforming loans, there is much to consider. When was the last time you looked at your own fair lending program? Have you accounted for new risks examiners are looking for? This program will help you to understand the extent of Regulation B, the Fair Housing Act (FHA), as well as guidance and direction the regulatory agencies look to be going. We'll also discuss impacts the new Congress will have and what to expect in the very-near future.

Covered topics include:

  • Prohibited bases under the rules - what they really mean
  • Evaluating applications and underwriting - what you can and cannot consider, plus proving it
  • Government monitoring information - when to get it and how to handle it
  • "Higher-Priced Mortgage" rules - new underwriting rules
  • Fair lending litigation trends and lessons
  • Suitability rules: "putting the right person into the right loan" - how can we demonstrate this?
  • Maintaining an effective and comprehensive fair lending program
  • Consequences for violating the rules - not just fines
  • Plus frequent question and answer sessions throughout this presentation.

Who Should Attend?

Anyone in the institution having virtually any responsibility in the lending process has fair lending responsibilities, from senior management, loan officers, underwriters, and closing agents, to compliance officers, auditors, and attorneys, and would benefit from this valuable information.
Sign Up!


Remember me

Forgot Password?
The system was unable to recover your password. You can register a new account or, if you prefer, call 800-831-0678 ext. 7 to ask a human to investigate further. Thank you!
Register Now
Re-enter Email
Your password has been sent to your registered email. Click enter to proceed to the main login screen.