ACH Origination and Same Day Entries

What are your responsibilities and warranties?

One of the important factors about ACH Origination is that any sized financial institution can offer the product. But it is a product and you have to know what your offering, how it works, who you’re offering it to and how to manage your risk. Same Day ACH is another product within ACH that you can offer.

The ACH Rules were written so the Originating Depository Financial Institution (ODFI) carried the origination responsibilities and warranties. As the ODFI, you pass those onto your Originators through a contract. You are still, however, ultimately responsible and you must know the warranties.

In this session, we are going to review the general origination warranties and then review the most used Standard Entry Class (SEC) Codes. We'll look at the authorization requirements, format and specific warranties for those SEC Codes. We will also discuss the new Same Day ACH and how your origination business may change with this option.

Join us and learn how to decipher the SEC codes, how the products work and what your warranties are.

Covered Topics:

  • ACH Rule warranties for origination
  • ACH authorizations by SEC Code
  • The impact of Same Day ACH
  • Specific warranties for each SEC Code
  • ACH Formats by SEC Code

Who Should Attend?

This course is designed for compliance personnel, auditors, operations personnel, senior management and all others interested in gaining knowledge on ACH Origination and SEC codes.


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   Live Plus Five (days) - $265   
   OnDemand Recording - $295   
   CD-ROM - $345   
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   Premier Package - $395   
Additional Locations
Want your branches to participate? Facilities within your organization will be able to participate without the travel costs of coming to one location.
Each additional location adds $75 to your registration and can be entered on the next screen as you confirm your order.