Mortgage Origination Compliance: A 2-Part Series

This is a two-part series. The prices below are including both sessions. Each session can also be attended individually by clicking on the links below.

There are numerous compliance requirements when originating a consumer-purpose mortgage loan. Most people think about the TRID requirements (TILA-RESPA Integrated Disclosures), but there are many more. From ability-to-repay and Qualified Mortgage (QM) rules, flood insurance and appraisal requirements, to fair lending, there is much to think about. As well, the loan may be HMDA-reportable. And with the many recent changes in the QM, HMDA, and appraisal rules, things can get tricky. As well, the pandemic resulted in additional considerations. We’ll pay particular attention to these changes so you don’t miss a beat.

How can you keep all the requirements straight in your head so you can be sure to not miss anything? In this 2-part webinar, we'll discuss all the relevant requirements and considerations in the origination process.

Covered Topics

May 12, 2021 - Part 1:

Reg. Z and RESPA, including TRID requirements, to include:

  • The LE and CD
  • Affiliated Business Arrangement disclosure
  • Special Information Booklet
  • Special Reg. Z requirements around ARMs
  • HPMLs
  • Section 32 loans
  • Rental property loans
  • And the ATR/QM rules

May 26, 2021 - Part 2:

  • Flood insurance requirements
  • Appraisal rules – when you have to get an appraisal and when you don’t
  • Fair lending considerations and Reg. B rules
  • HMDA reportability
  • FCRA considerations
  • And others

Who Should Attend?

Anyone at the institution involved in the mortgage loan origination process, including loan officers, processors, loan secretaries, closing agents, compliance officers, counsel, management, and others.