The Directors Education Series: Cash Flow Analysis Part 2

Cash Flow Analysis 2 delves deeper into understanding the calculation of Cash Flow. Bankers often resort to the Traditional or EBITDA (Earnings before Interest Taxes Depreciation and Amortization) Methods of calculating Cash Flow for all types of borrowers.

Although those methods may work for certain types of borrowers where the primary sources of repayment are the sale, leasing or renting of real estate (Commercial Real Estate Transactions) it does not capture all information required when dealing with Non-Commercial Real Estate borrowers such as Manufactures, Wholesalers, Retailers and Service Providers. Cash Flow Analysis Part 2 uncovers the fallacies of utilizing Traditional and EBITDA methods.

Topics Include
  1. What is Cash Flow
  2. Sources of Cash Flow
  3. Cash vs Accrual Basis of Accounting
  4. Traditional Cash Flow and Fallacies
  5. Reconciliation of Retained Earnings

Subscribe to The Directors Education Series and provide your leaders with the guidance and tools needed to navigate the complexities of today's banking environment.

training features:

  • Includes Audio, Video and Powerpoint. 
  • PDF Handouts
  • Discussion Questions
  • 20-25 minutes in length (Perfect to show at your monthly board meeting!)

This program is a breakout session from the Directors Education Series, which is a subscription based Library containing over 45 trainings specifically for your Board of Directors. For more information on the Directors Education Series click on or go to You can email questions to or talk with a representative by calling 1-800-831-0678.

Who Should Attend?

This program is recommended for your Compliance, Operations, Risk Management and Executive staff including every member on your Board of Directors.