The Directors Education Series: Repaying Loans

Before approving any business loan request, a lender should be convinced of the business applicant’s ability (through cashflow) to service debt. If a business is not successful in generating enough cashflow to do this, however, a lender may need to rely on either personal guarantees or the security pledged as collateral in order to be repaid. This program will explore these three means of getting repaid and identify the challenges that lenders face in each scenario.

Topics Covered:

  • Cashflow: What it is and how to measure it
  • Global Cashflow: When it can prove to be a useful tool
  • Personal Financial Statements: What They Tell Us (and don’t tell us) about a borrower
  • Personal Guarantees: When they are useful and how to leverage them
  • Collateral Coverage

Training Features:

  • Includes Audio, Video and Powerpoint. 
  • PDF Handouts
  • Discussion Questions
  • 20-25 minutes in length (Perfect to show at your monthly board meeting!)

This program is a breakout session from the Directors Education Series, which is a subscription based Library containing over 45 trainings specifically for your Board of Directors. For more information on the Directors Education Series click on or go to You can email questions to or talk with a representative by calling 1-800-831-0678.

Who Should Attend?

This program is recommended for your Operations, Lending and Executive staff including every member on your Board of Directors.