NEW! Small Creditor Revisions, ATR & QM Requirements

Join us for this two-hour webinar covering the NEW Small Creditor criteria and how they affect your Ability to Repay (ATR), Qualified Mortgage (QM) and Higher-Priced Mortgage Loan (HPML) requirements. We’ll dive right into the what, how and when with plain English instruction and answers.

What You Will Learn:

  • Small Creditor Categories & NEW Criteria
  • Loss of Your Small Creditor Status & Transitioning
  • Rural & Underserved Service Test (Safe Harbors too)
  • Balloon QMs (Are they still in play for you?)
  • Non-QM & QM Risk
  • Non-QM Ability to Repay Requirements
  • QM Ability to Repay Requirements
  • HPML Escrow Effects
  • HPML Appraisal Effects
  • Live Q&A Session

Who Should Attend?

Management, loan officers, loan processors, compliance, audit and other risk management personnel.