HMDA: New 2017 and 2018 Requirements

David Dickinson

David’s banking career began as a field examiner for the FDIC in 1990. He later became a Compliance Officer and Loan Officer for a small bank. In 1993, he established Banker’s Compliance Consulting. Along with his amazingly talented Team, he has written numerous compliance articles for prestigious banking publications and has developed compliance seminars that Banker’s Compliance Consulting produces.

He is an expert in compliance regulations. He is also a motivational speaker and innovative educator. His quick wit and sense of humor transforms the usually tiring topic of compliance into an enjoyable educational experience. David is on the faculty of the Center for Financial Training, the American Bankers Association National Compliance Schools and is a frequent speaker at the ABA’s Regulatory Compliance Conference. He is also a trainer for hundreds of webinars, is a Certified Regulatory Compliance Manager (CRCM) and has been a BankersOnline Guru for many years. The American Bankers Association honored David with their Distinguished Service Award in 2016.

David and his wife Karen have 3 adult children and 2 grandsons (none of whom live at home!) and 3 cats (of which Dave is allergic … the cats, not the children!). They live on a lake in Nebraska and when possible, he can be found fishing or making sawdust in his shop. David plays the guitar & piano and enjoys singing with Karen. They occasionally lead worship at their church.

Have you started preparing for the 2017 and 2018 Home Mortgage Disclosure Act (HMDA) changes? Let’s just be blunt. Major change is on the horizon. Although the effective dates seem like a ways out, your action plan for implementation should already be in motion!

We'll cover the upcoming HMDA changes with plain English interpretations, guidance and opinion related to many key issues.

What You Will Learn:

Coverage Changes - Who’s In & Who’s Out
Reportable “Loans” vs. Reportable “Lines”
What’s a Dwelling (several changes)?
Covered Transactions (there are many changes)
What’s NOT Covered (also many changes)
Demographic Information Collection Overview
Reportable Data Overview
Implementation Action Plan

Who Should Attend?

Loan ofﬁcers, loan processors, compliance, audit and other loan operations personnel.

What You Will Learn:

Who Should Attend?

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