Using Business Tax Returns to Analyze Lending Requests

The only reliable financial information available from many businesses, especially small businesses, is contained in tax returns. When accountant-prepared financial statements are not available from businesses, lenders and credit analysts will often need to make a lending decision based on the information contained in those tax returns. This program will educate course attendees in the ways in which business tax returns are both similar to and differ from conventional financial statements.

Covered Topics

  • Relevant tax return schedules and forms for various types of businesses
  • Identifying the cash inflows and outflows of businesses from tax returns
  • Essential questions to ask when using the tax returns of businesses
  • Point out the differences in the personal tax returns for 2018 when compared to previous years

Who Should Attend?

  • Credit Analysts
  • Loan Officers
  • Branch Managers
  • Loan Committee members
  • Other personnel with a basic understanding of business credit analysis
"I've attended many of Vin's seminars over my last 20 years in lending and always find him to provide new perspective on an old way of looking at credit. Any opportunity I get to sign-up, I will." -- Tina V, First Dakota National Bank