Consumer Real Estate Loans

Overwhelmed by the 2014 CFPB changes and the subsequent TRID requirements, many lenders grew to dread consumer real-estate loans. Some financial institutions stopped offering these loans altogether. In this webinar, Anne will guide terrified lenders and processors through a simple real-estate loan and explain the current compliance rules. This webinar will help you tame those scary real-estate-loan problems and will be particularly helpful to banks wanting to offer consumer real-estate loans for the first time in several years. The supplemental booklet is clear and easy to use. Consider it a companion to the popular Best-Ever Consumer Checklists.

Covered Topics

  • Ability to repay and qualified mortgages
  • Right of rescission
  • High-cost mortgages and HPMLs
  • HMDA
  • Providing copies of appraisals
  • Intent to apply for joint credit
  • Flood insurance
  • Appraisals and evaluations
  • Credit score disclosures
  • Insurance disclosures
  • Military Lending Act

Who Should Attend?

Lenders, loan processors, compliance officers and loan review personnel will benefit from this webinar.

"Ann speaks well, explains clearly and her webinars are highly organized, concise and professional." -- Amy Emshoff, Accountant, Generations Bank

"I have been attending Ann's webinars for the last couple of years. She is very thorough and knowledgeable so I trust what I hear from her. She also furnishes great handouts and slides. She also will talk to you on the phone or email if needed. I will continue to always attend her webinars." -- Kathy Driskell, Vice President, First State Bank of St. Charles