The Uniform Residential Loan Application (URLA) has been revised again. It is now nine pages in length. Use of the URLA, the Additional Borrower form, the Unmarried Addendum, the Lender Information form, and the Continuation Sheet is mandatory beginning November 1, 2020. Use is optional beginning on September 1, 2020. The current version of the URLA will no longer be accepted on or after November 1, 2021.
This program provides comprehensive coverage of the revision process and the content of the revised URLA and related documents. The program includes step-by-step instructions on completing the forms and explains connections to CFPB's Regulation B (Equal Credit Opportunity Act) and Regulation C (HMDA). Program participants receive a detailed manual that provides a thorough explanation of the revisions and revised forms.
- Regulatory requirements (Regulations B and C and OCC Part 27) for collection of demographic data;
- Implementation Dates for the New Forms;
- New Uniform Residential Loan Application (Form 1003);
- Demographic Information Addendum
- Additional Borrower Form
- Unmarried Addendum
- Lender Information Form
- Continuation Sheet
Who Should Attend?
The program is designed for mortgage loan department management and staff, compliance officers, and auditors.
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