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Appraisal Review Workshop

Appraisals are a key element of any loan decision as they truly depict the market valuation at the time of the loan. Accepting a discriminatory appraisal would increase your liability under FHA and ECOA, and cause consumer harm by limiting access to credit or increasing the costs of credit for your borrower.
Upcoming
DATE

Friday, August 14, 2026
11:00 am - 1:30 pm

INSTRUCTOR

Dawn Kincaid

FORMAT

Workshop

$450.00 or 4 Tokens

Includes: Live Access, 30 Days OnDemand Playback, Presenter Materials and Handouts

  • Compliance
  • Lending
  • Lending Compliance
  • Mortgage Lending
  • Compliance Officer
  • Loan Operations Manager/Specialist
  • Mortgage Lender

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Both safety and soundness examiners and compliance examiners are carefully scrutinizing your appraisal procedures – from policies, to procedures, to independent ordering of appraisals, to appraisal reviews and more. Are your policies and procedures up to date? How will your procedures stack up to the examiners’ expectations?

It is essential that financial institutions employ effective, independent appraisal and evaluation processes within the lending function. Appraisers engaged to conduct appraisals and evaluations should have the knowledge and expertise to perform reviews in accordance with regulatory guidance and sound banking standards.

In this session, we will review a sample residential loan appraisal and identify what you need to look for and what may cause you concern. We will guide you through a sample written policy, procedures, and sample checklists, and discuss how to identify and correct common mistakes made during the review process.

What You'll Learn

  • Understand the appraisal rule and USPAP requirements
  • Learn examiner expectations for your appraisal policy and review process
  • Distinguish when a full appraisal is required versus an evaluation
  • Implement a strong appraisal review process for real estate appraisals
  • Identify potential fair lending issues and bias in appraisals and AVMs
  • Utilize provided tools to thoroughly review a real estate appraisal

Who Should Attend

This informative session is designed for Mortgage Loan Officers, Loan Operations Staff, Compliance Officers, and anyone responsible for conducting appraisal reviews at your institution.

Dawn Kincaid

Instructor Bio

Dawn Kincaid began her banking career while attending The Ohio State University. She has 19 years of experience in client service, operations, information technology, administrative and board relations, marketing, and compliance. Most recently Dawn served as the Senior Vice President of Operations for a central-Ohio-based community bank, where she created and refined policies and procedures, conducted self-audits and risk assessments, and organized the implementation of new products and services. Dawn has served in the roles of Compliance, BSA/AML, CRA, Privacy, and Security Officer. She has led training initiatives, prepared due diligence information, completed a variety of regulatory applications, coordinated internal and external audits, and exams, and presented for numerous state associations.