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Call Report for Beginners - 5 Part Series

The Call Report can feel intimidating. Pages of schedules. Endless instructions. High stakes. But it doesn’t have to be that way!

Stop feeling overwhelmed. Start feeling confident. And finally make the Call Report.

Upcoming
Beginner Friendly
DATE

Wednesday, May 6, 2026
Wednesday, May 13, 2026
Wednesday, May 20, 2026
Wednesday, May 27, 2026
Wednesday, June 3, 2026

INSTRUCTOR

Andrea Lambert

FORMAT

Webinar

CREDIT TYPE

10 CPE Credits

$1,299.00 or 5 Tokens

Includes: Live Access, 30 Days OnDemand Playback, Presenter Materials and Handouts

  • Auditing
  • Compliance
  • Deposit
  • Lending
  • Reporting
  • Risk Management/Legal
  • Controller/Accountant
  • Internal Auditor
  • Loan Operations Manager/Specialist
  • Senior Management
  • Training Manager
  • Trainer

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Call Report for Beginners is a dynamic step-by-step webinar series designed to turn confusion into clarity and stress into confidence. Whether you are brand new to Call Report preparation or ready for a strong refresher, this series gives you the tools, structure, and understanding to tackle the Call Report with confidence.


Across five immersive sessions, we break the Call Report into logical, manageable pieces and show you how everything fits together. You will learn not just what to report, but why it matters, so the numbers finally make sense.

Why You Will Love This Series

  • We follow the schedules in the order they are prepared, grouped logically so connections are easy to see.
  • Loan classifications, deposit rules, capital, and risk-weighting are explained in plain language, without drowning you in regulatory jargon.
  • Real-world examples help you apply what you learn immediately to your own Call Report.
  • No more second-guessing. No more scrambling at quarter-end. Just a clear roadmap to Call Report confidence.

Series Details

Call Report for Beginners - Part 1

The Call Report can feel intimidating. Pages of schedules. Endless instructions. High stakes. But it doesn’t have to be that way!

Stop feeling overwhelmed. Start feeling confident. And finally make the Call Report.

Part 1: The Perfect Launchpad: Build Your Foundation

Start strong with the essentials every preparer must know:

Core Reporting Requirements

Consolidation rules, filing deadlines, and key Call Report resources

Income Statement Essentials

  • RI – Income Statement
  • RI-A – Changes in Equity Capital
  • RI-E – Explanations

Call Report for Beginners - Part 2

The Call Report can feel intimidating. Pages of schedules. Endless instructions. High stakes. But it doesn’t have to be that way!

Stop feeling overwhelmed. Start feeling confident. And finally make the Call Report.

Part 2: Connecting the Dots: From Income to the Balance Sheet

See how everything flows together:

· Finishing the Income Statement

  • RI-B – Charge-Offs and Recoveries
  • RI-C – Allowance for Credit Losses

· Balance Sheet Breakdown

  • RC – Report of Condition
  • RC-B – Securities
  • RC-F – Other Assets
  • RC-G – Other Liabilities

Call Report for Beginners - Part 3

The Call Report can feel intimidating. Pages of schedules. Endless instructions. High stakes. But it doesn’t have to be that way!

Stop feeling overwhelmed. Start feeling confident. And finally make the Call Report.

Part 3

  • Loans Without the Headaches: Classifications Made Clear
  • Loans are critical and often misunderstood. We simplify them:
  • Master loan classifications in RC-C
  • Understand loan-related schedules:
    • RC-C Part I – Selected Line Items
    • RC-L – Unused Commitments
    • RC-M – Memoranda
    • RC-N – Past Due and Nonaccrual Loans

Call Report for Beginners - Part 4

The Call Report can feel intimidating. Pages of schedules. Endless instructions. High stakes. But it doesn’t have to be that way!

Stop feeling overwhelmed. Start feeling confident. And finally make the Call Report.

Part 4

  • Deposits Decoded:
    • Report with Confidence
    • Deposits don’t have to be confusing:
  • Schedule RC-E
    • Reciprocal deposits, brokered deposits, and insurance limits
  • Related Schedules
    • RC-M – Non-loan Memoranda
    • RC-O – Insurance Assessment Reporting
    • RC-K – Average Balances

Call Report for Beginners - Part 5

The Call Report can feel intimidating—endless schedules, dense instructions, and high stakes. But it doesn’t have to be that way.
Stop feeling overwhelmed.
Start feeling confident.
And finally master the Call Report.

Part 5: Capital & Risk — Finish Strong

You will:

  • Wrap up the series with the big picture
  • Understand the Community Bank Leverage Ratio (CBLR) and its regulatory implications
  • Navigate Schedule RC‑R with confidence
  • Learn how Tier 2 and Total Capital are calculated
  • Review RC‑R Part II, including risk‑weighting of assets and off‑balance‑sheet items
  • By the end of this session, you’ll have a clearer understanding of how capital and risk reporting impacts regulatory expectations and examiner conclusions.

What You'll Learn

  • We follow the schedules in the order they are prepared, grouped logically so connections are easy to see.
  • Loan classifications, deposit rules, capital, and risk-weighting are explained in plain language, without drowning you in regulatory jargon.
  • Real-world examples help you apply what you learn immediately to your own Call Report.
  • No more second-guessing. No more scrambling at quarter-end. Just a clear roadmap to Call Report confidence.

Who Should Attend

If you touch the Call Report in any capacity, this training is for you: 

  • Preparer, Reviewer, or Signer: Perfect for all experience levels. 
  • Loan Officers & Assistants: Gain a deeper understanding of proper loan coding and reporting.
  • Call Report Teams: Stay updated on critical changes to ensure your team is aligned and  compliant.

Field of Study:Accounting

Skill level:Basic

Prerequisites:Basic knowledge of a bank’s general ledger chart of accounts with a basic understanding of bank accounting.

Advanced Preparation:Please bring a copy of a recently completed Call Report for your Bank.

Andrea Lambert

Instructor Bio

Andrea Lambert is currently lending her skills as Senior Call Report Consultant and member of the 3PR staff. Andrea has over 20 years of banking experience with a broad range of financial and operational skills. She began her banking career as a part-time teller and bookkeeper as she completed her B.S. in Finance from Illinois State University. In 2005, she started a seven-year career with the Office of the Comptroller of the Currency as an associate national bank examiner, becoming familiar with rules and regulations, best practices, and success strategies as they relate to the call report process and the banking industry as a whole. In 2012, Andrea filled the cashier position at a local community bank. During the ten years she worked there, she was responsible for ensuring the accuracy of various operational components of the bank, with a focus on call report preparation.

Continuing Education Credit Information

Call Report for Beginners - 5 Part Series has been approved for 10 CPE credits. Credits are redeemable for Live attendance only.

OnCourse Learning is registered with the National Association of State Boards of Accountancy (NASBA) as a sponsor of continuing professional education on the National Registry of CPE Sponsors. State boards of accountancy have final authority on the acceptance of individual courses for CPE credit. Complaints regarding registered sponsors may be submitted to the National Registry of CPE Sponsors through its website: www.nasbaregistry.org.

Students can contact OnCourse Learning via email at support@oncourselearning.com to lodge complaints or issues.

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