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CRA Essentials

CRA is not a game, but like playing a game once the rules are mastered results improve. This program explains the rules as they exist after the Agencies pulled back on the finalized CRA Modernization rules and reinstated the 1995 version. On May 5, 2022, the FRB, FDIC, and the OCC released the CRA Modernization Proposal. It was finalized in October of 2023. In July 2025, it was replaced with the 1995 rule. The crazy roller coaster we call CRA continues to cause challenges for Banks. Understanding and being able to navigate the perplexities is key to getting it right.
Upcoming
Beginner Friendly
DATE

Thursday, June 25, 2026
2:30 pm - 4:30 pm

INSTRUCTOR

Kimberly Boatwright

FORMAT

Webinar

CREDIT TYPE

2.5 CRCM Credits

$299.00 or 1 Token

Includes: Live Access, 30 Days OnDemand Playback, Presenter Materials and Handouts

  • Auditing
  • Commercial/Business Lending
  • Compliance
  • CRA Compliance
  • General Compliance
  • Lending Compliance
  • Bank Legal Counsel
  • Commercial Lender
  • Community Reinvestment Act Officer
  • Compliance Officer
  • Consumer Lender/Retail Banker
  • Mortgage Lender
  • Risk Manager
  • Senior Management
  • Small Business Lender
  • Training Manager
  • Trainer

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Bankers should view the 1995 CRA ratings as a game. You need to learn how to play the game well. The challenge of playing the game is made more difficult as the agencies continuously change the rules of the game. This program contains core knowledge needed by all lenders to comply with the 1995 rule and to understand the current direction.

What You'll Learn

This program includes:

  • A review of the basic requirements of CRA and its implementing regulations, including:
  • Performance tests, standards, and ratings
  • Assigned ratings
  • Assessment area delineation
  • Public file requirements
  • CRA notices
  • Community Development activities
  • An explanation of the annual adjustment to the asset-size thresholds used to define “small bank” and “intermediate small bank.”
  • An update on the status of the revisions of the CRA regulations.
  • Valuable insight for community development activities and how to track them.

Who Should Attend

The program is designed for management of the loan department, Compliance Officers, CRA Officers, marketing staff and auditors.

Kimberly Boatwright

Instructor Bio

Kimberly Boatwright is EVP and Director of Risk and Compliance at Compliance Resource, LLC, and has more than two decades of experience working in the financial services industry. Ms. Boatwright is a well-regarded financial industry risk and compliance professional with a strong background in program development and implementation. She is a thought leader who specializes in Fair Lending, Anti-Money Laundering, OFAC, and consumer compliance. During her career, she has worked for and consulted with all types of financial institutions helping to establish and evolve compliance and risk programs. She is a frequent public speaker, trainer, and author on compliance and risk management topics. Kimberly is a Certified Regulatory Compliance Manager and a Certified Anti-Money Laundering Specialist.


Continuing Education Credit Information

CRA Essentials has been approved for 2.5 CRCM credits. This statement is not an endorsement of this program or its sponsor. Credits are redeemable for both Live and OnDemand viewing. For questions on certificates, please email support@oncourselearning.com. Certification holders must report these credits at https://aba.csod.com.