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Loan Participations: What You Should Know

Learn the basic requirements for successful loan participations or syndications.

OnDemand
Recorded Thursday,
October 14th, 2021
Presented by Jeffery Johnson
2h total length
2.5 CEU Credits
$279.00 or 1 Token

Includes: 30 Days OnDemand Playback, Presenter Materials and Handouts

  • Lending
  • Branch Manager
  • Compliance Officer
  • Credit Analyst
  • Loan Closer
  • Loan Operations Manager/Specialist

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When a bank enters into a lending arrangement with a borrower, or some time thereafter, the bank may wish to sell a portion of the loan to another bank. Or a bank may wish to purchase a portion of a loan made by another bank. Such transactions may occur in connection with short-term borrowings, term loans, construction loans or other forms of extension of credit. This area of lending is closely monitored by banking regulators because of the inherent risk in this type of lending, and banks' failure to take precautions to avoid undue problems.

Learn the basic requirements for successful loan participations or syndications.

This presentation will help banks that buy or sell participations among affiliate banks or to unrelated institutions. Leave with a firm understanding of minimum required standards to purchase and sell loan participations or participate in loan syndications to remain in compliance with sound banking practices.

Covered Topics

  • Purpose of Loan Participations and Basic Rules
  • Difference between Loan Participations and Loan Syndications
  • Regulatory Rules Governing Loan Participations
  • Role of the Originating Bank and its Relationship with Participating Banks
  • Legal Rights of Participating Banks
  • Review of the Certificate of Participation and other Required Legal Documentation
  • Basic Operational Procedures Required for Loan Participations
  • Latest Development on the American Institute of Certified Public Accountants concerns about LP

Who should attend

Loan Officers, Senior Credit Officers, Senior Loan Officers, Loan Administrators, Loan Review Officers, Compliance Officers, Branch Managers, and Credit Analysts

"Jeffery Johnson does not back down from answering the tough questions. He gives great advice and regulatory guidance that can be used to build your policy and procedures." -- Kathleen L., St. Landry Homestead Federal Savings Bank


Jeffery Johnson

Instructor Bio

Jeffery W. Johnson started his career with SunTrust Bank in Atlanta as a Management Trainee and progressed to Vice President and Senior Lender of SouthTrust Bank and Senior Vice President and Commercial Banking Division Manager for Citizens Trust Bank of Atlanta.

Most of his career has been spent in Credit Administration, Lending, Business Development, Loan Review, Management and Training & Development. He has managed loan portfolios representing a cross section of loan types including: Large Corporate, High Net Worth Individual, Middle Market Companies, Small Business, Real Estate and Non-Profit Organizations.

Mr. Johnson is now a training professional in the financial industry by leading various seminars covering important topics relating to issues in financial institutions. He teaches actively for fifteen state banking associations in the United States, Risk Management Association (RMA) and individual financial institutions nationwide. He co-authored a training course entitled "Lending to Service and Other Professional Organizations" for RMA in 2001.

Mr. Johnson earned a B.A. Degree in Accounting from Morehouse College in Atlanta; a MBA in Finance from John Carroll University in University Heights, Ohio; Banking diploma from Prochnow School of Banking at the University of Wisconsin and a Graduate Certificate in Bank Management from the Wharton School of Business at the University of Pennsylvania.


Credit Information

Recommended for 2.5 CEU Credit Hours. After attending this webinar, each attendee can receive a Certificate of Attendance for self-reporting of CEU Credits.