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Mastering CECL Model Validation: Back-Testing for Accuracy and Success

This webinar will provide a comprehensive overview to back-testing CECL models, a critical component of ensuring accuracy and regulatory compliance.

Upcoming
Friday, October 17th, 2025
10:00 am - 11:00 am
Presented by Justin Umscheid
1 CPE Credits
$299.00 or 1 Token

Includes: Live Access, 30 Days OnDemand Playback, Presenter Materials and Handouts

  • Accounting/Reporting
  • Board Member
  • Commercial Lender
  • Compliance Officer
  • Consumer Lender/Retail Banker
  • Controller/Accountant
  • Credit Analyst
  • Internal Auditor
  • Loan Operations Manager/Specialist
  • Mortgage Lender
  • Private Banker
  • Risk Manager
  • Senior Management
  • Small Business Lender

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Participants will gain practical knowledge on defining and implementing robust back-testing methodologies, focusing on the analysis of weighted average loss and prepayment rates across active vintages.

We will explore how to compare forecasted results with actual outcomes, identify historical trends, evaluate charge-off cycles, and document findings to drive meaningful model configuration updates. Attendees will enhance their ability to validate CECL models, leading to improved forecasting accuracy and stronger risk management practices.

What You'll Learn

  • Define back-testing within the CECL context, emphasizing the comparison of forecasted versus actual results
  • Review the importance of historical data and relevant metrics in the back-testing process
  • Analyze patterns and trends in loss rates and prepayment rates across different vintages
  • Review best practices of comprehensive reports of back-testing findings, including statistical analysis, charts, and graphs

Who Should Attend

Attendees should be employees from financial institutions who are involved in CECL processes.

Field of Study:Accounting

Skill level:Intermediate

Prerequisites:Experience in back accounting, lending, or analytics. Knowledge of and experience with the CECL Standard.

Advanced Preparation:Knowledge of and experience with the CECL Standard.

Justin Umscheid

Instructor Bio

With more than a decade of accounting and implementation experience, Justin serves as Vice President of Client Services at ARCSys Technologies. He excels at guiding clients through the onboarding process for CECL, ensuring a smooth transition. Justin's core focus is to support institutions with their allowance calculations, provide expert accounting guidance, and offer specialized consulting for back-testing, validations, and stress and sensitivity analysis. His comprehensive approach fosters a deeper understanding of the client's financial data as a key part of the ARCSys service model.

Continuing Education Credit Information

Mastering CECL Model Validation: Back-Testing for Accuracy and Success has been approved for 1 CPE credits. Credits are redeemable for Live attendance only.

OnCourse Learning is registered with the National Association of State Boards of Accountancy (NASBA) as a sponsor of continuing professional education on the National Registry of CPE Sponsors. State boards of accountancy have final authority on the acceptance of individual courses for CPE credit. Complaints regarding registered sponsors may be submitted to the National Registry of CPE Sponsors through its website: www.nasbaregistry.org.

Students can contact OnCourse Learning via email at support@oncourselearning.com to lodge complaints or issues.

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