Loading...

Mastering Escrow Accounts: From Initial Disclosure to Yearly Analysis

Explore escrow compliance in this session, complete with practical checklists and tools to help your institution meet regulatory expectations. From handling disclosure requirements and performing accurate calculations to managing statements and recognizing examiner focus areas, we’ll simplify the essentials.

Join us to strengthen your understanding and effectively navigate the many components of escrow account compliance.

Upcoming
DATE

Wednesday, July 1, 2026
11:00 am - 12:30 pm

INSTRUCTOR

Molly Stull

FORMAT

Webinar

CREDIT TYPE

2 CRCM Credits

$299.00 or 1 Token

Includes: Live Access, 30 Days OnDemand Playback, Presenter Materials and Handouts

  • Auditing
  • Compliance
  • General Compliance
  • Lending Compliance
  • Mortgage Lending
  • Compliance Officer
  • Internal Auditor
  • Loan Closer
  • Loan Operations Manager/Specialist
  • Mortgage Lender

Save on annual training costs with our Webinar Subscription Service and share webinars across your entire organization.

Become a subscriber

Learn about upcoming events, webinars and discounts.

Sign Up For Email Notifications

Escrow and impound accounts play a key role in helping homeowners manage property-related expenses alongside their mortgage. For lenders, this means having a strong grasp of escrow setup, analysis, and ongoing account maintenance.

This session will walk through essential requirements, including accurately disclosing taxes, insurance, and other costs on TRID documents, preparing the initial escrow account statement, and managing escrow accounts after origination. You’ll also gain a clear understanding of the escrow analysis process, with guidance on handling shortages, surpluses, and deficiencies. To round things out, we’ll highlight common examiner identified violations so you can spot potential risks early and strengthen your compliance approach.

What You'll Learn

  • Prepare an accurate initial escrow account statement
  • Address shortages, surpluses, and deficiencies identified through escrow analysis
  • Perform system testing to ensure escrow analysis accuracy
  • Recognize escrow requirements under RESPA, TILA, and the Flood Disaster Protection Act
  • Evaluate escrow statements for required content and completeness
  • Apply TRID rules to properly disclose escrow-related items

Who Should Attend

This informative session is designed for compliance officers, auditors and lending personnel who disclose, calculate and analyze escrow information for mortgage loans.

Molly Stull

Instructor Bio

Molly began her banking career on the teller line while working on her undergraduate degree and has continued working in the financial industry ever since. Some of her experience includes roles in operations, business resumption planning, consumer compliance, and conducting audits. Her favorite role is ensuring that her audience, whether on the sports field or in the financial industry, understands the "why" behind the rule. Her wealth of financial knowledge and her numerous years of experience enable her to relate the material to the audience.

Continuing Education Credit Information

Mastering Escrow Accounts: From Initial Disclosure to Yearly Analysis has been approved for 2 CRCM credits. This statement is not an endorsement of this program or its sponsor. Credits are redeemable for both Live and OnDemand viewing. For questions on certificates, please email support@oncourselearning.com. Certification holders must report these credits at https://aba.csod.com.

Print this page