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Mortgage Origination Compliance: A 2-Part Series

In this 2-part webinar, we'll discuss all the relevant requirements and considerations in the origination process.

OnDemand
May 12, 2021
May 26, 2021
Presented by Carl Pry
2h total length
5 CEU Credits
$509.00 or 2 Tokens

Includes: 30 Days OnDemand Playback, Presenter Materials and Handouts

  • Compliance
  • Lending
  • Bank Legal Counsel
  • Branch Manager
  • Compliance Officer
  • Loan Closer
  • Loan Operations Manager/Specialist
  • Mortgage Lender
  • Senior Management

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This is a two-part series. The prices below are including both sessions. Each session can also be attended individually by clicking on the links below.

There are numerous compliance requirements when originating a consumer-purpose mortgage loan. Most people think about the TRID requirements (TILA-RESPA Integrated Disclosures), but there are many more. From ability-to-repay and Qualified Mortgage (QM) rules, flood insurance and appraisal requirements, to fair lending, there is much to think about. As well, the loan may be HMDA-reportable. And with the many recent changes in the QM, HMDA, and appraisal rules, things can get tricky. As well, the pandemic resulted in additional considerations. We’ll pay particular attention to these changes so you don’t miss a beat.

How can you keep all the requirements straight in your head so you can be sure to not miss anything? In this 2-part webinar, we'll discuss all the relevant requirements and considerations in the origination process.

Series Details

Mortgage Origination Compliance: Part 1

In Part 1 of this 2-part webinar, we'll discuss all the relevant requirements and considerations in the origination process.

Reg. Z and RESPA, including TRID requirements, to include:

  • The LE and CD
  • Affiliated Business Arrangement disclosure
  • Special Information Booklet
  • Special Reg. Z requirements around ARMs
  • HPMLs
  • Section 32 loans
  • Rental property loans
  • And the ATR/QM rules

Mortgage Origination Compliance: Part 2

In Part 2 of this 2-part webinar, we'll discuss all the relevant requirements and considerations in the origination process.

  • Flood insurance requirements
  • Appraisal rules – when you have to get an appraisal and when you don’t
  • Fair lending considerations and Reg. B rules
  • HMDA reportability
  • FCRA considerations
  • And others

Covered Topics

May 12, 2021 - Part 1:

Reg. Z and RESPA, including TRID requirements, to include:

  • The LE and CD
  • Affiliated Business Arrangement disclosure
  • Special Information Booklet
  • Special Reg. Z requirements around ARMs
  • HPMLs
  • Section 32 loans
  • Rental property loans
  • And the ATR/QM rules

May 26, 2021 - Part 2:

  • Flood insurance requirements
  • Appraisal rules – when you have to get an appraisal and when you don’t
  • Fair lending considerations and Reg. B rules
  • HMDA reportability
  • FCRA considerations
  • And others

Who should attend

Anyone at the institution involved in the mortgage loan origination process, including loan officers, processors, loan secretaries, closing agents, compliance officers, counsel, management, and others.


Carl Pry

Instructor Bio

Carl Pry is a Certified Regulatory Compliance Manager (CRCM) and Certified Risk Professional (CRP) who is a Managing Director for Treliant Risk Advisors in Washington, DC. Through his working career, as well as through his experience as a banking attorney and officer, he has provided a variety of regulatory compliance and financial performance services to financial institutions and other clients throughout the country. He has written extensively regarding consumer and commercial compliance, tax, audit, and financial institution legal issues, and is a frequent contributor to and currently serves on the Editorial Advisory Board for the ABA Bank Compliance magazine. He has spoken at scores of banking, compliance, and state bar associations, and has conducted training sessions for financial institutions across the country.


Credit Information

Recommended for 5 CEU Credit Hours. After attending this webinar, each attendee can receive a Certificate of Attendance for self-reporting of CEU Credits.