Loading...

Understanding the E-SIGN Act: Requirements for Deposit Staff and Lenders

As a community financial institution, you want to make the account opening and loan application process as quick and easy for consumers as possible. Join us as we dive into how to meet E-SIGN requirements while making the deposit account and loan origination process convenient for your consumers.

OnDemand
Recorded Tuesday,
October 14th, 2025
Presented by Dawn Kincaid
1h 30m total length
2 CRCM Credits
$299.00 or 1 Token

Includes: 30 Days OnDemand Playback, Presenter Materials and Handouts

  • Compliance
  • Deposit
  • Deposit Compliance
  • General Compliance
  • Lending Compliance
  • Branch Manager
  • Compliance Officer
  • Consumer Lender/Retail Banker
  • Customer Service Representative
  • Deposit Operations Manager/Specialist
  • New Accounts Representative
  • Training Manager
  • Trainer

Save on annual training costs with our Webinar Subscription Service and share webinars across your entire organization.

Become a subscriber

Learn about upcoming events, webinars and discounts.

Sign Up For Email Notifications

Under the E-Sign Act, a consumer must (among other things) provide consent electronically and in a manner that reasonably demonstrates that he or she can access the electronic record in the format used by the institution. Obtaining this consent before you provide electronic disclosures is essential.

In this session, we will detail the requirements of the E-SIGN Act and what you need to obtain and verify from the consumer before you rely on electronic disclosures to meet regulatory requirements.

What You'll Learn

  • Understand the requirements of the E-SIGN Act
  • Determine how the Act applies to your processes
  • Discuss the impact E-SIGN has on the requirements of other regulations
  • Review the content of the electronic delivery notice
  • Obtain proper consumer consent to receive disclosures and other documents electronically

Who Should Attend

This informative session is ideal for new accounts personnel, lenders, branch personnel, loan processors, and compliance officers.


Dawn Kincaid

Instructor Bio

Dawn Kincaid began her banking career while attending The Ohio State University. She has 19 years of experience in client service, operations, information technology, administrative and board relations, marketing, and compliance. Most recently Dawn served as the Senior Vice President of Operations for a central-Ohio-based community bank, where she created and refined policies and procedures, conducted self-audits and risk assessments, and organized the implementation of new products and services. Dawn has served in the roles of Compliance, BSA/AML, CRA, Privacy, and Security Officer. She has led training initiatives, prepared due diligence information, completed a variety of regulatory applications, coordinated internal and external audits, and exams, and presented for numerous state associations.


Continuing Education Credit Information

Understanding the E-SIGN Act: Requirements for Deposit Staff and Lenders has been approved for 2 CRCM credits. This statement is not an endorsement of this program or its sponsor. Credits are redeemable for both Live and OnDemand viewing. For questions on certificates, please email support@oncourselearning.com. Certification holders must report these credits at https://aba.csod.com.