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FCRA Compliance: E-Oscar and Metro2

This informative ninety (90) minute webinar will cover the basics of proper credit reporting and how best to respond to consumer credit reporting disputes.

OnDemand
Recorded Thursday,
November 17th, 2022
Presented by Matthew Urban
1h 30m total length
$279.00 or 1 Token

Includes: 30 Days OnDemand Playback, Presenter Materials and Handouts

  • BSA
  • Compliance
  • Deposit
  • Deposit Compliance
  • Lending
  • Lending Compliance
  • Bank Secrecy Act Officer/BSA Specialist
  • Board Member
  • Compliance Officer
  • Credit Analyst
  • Internal Auditor
  • Trainer

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The Fair Credit Reporting Act (FCRA), like many consumer protection statutes, represents a unique challenge for creditors and other data furnishers of consumer credit information. Although the language of the FCRA has not substantially changed over the years, the interpretation and enforcement of it has drastically changed in the last 10 years, and navigating through those changes can be daunting.

During this informative ninety (90) minute webinar, the basics of proper credit reporting will be discussed, along with a more in-depth conversation regarding specific pitfalls and challenges that creditors and other data furnishers encounter. You will learn how to navigate these challenges by ensuring that proper policies and procedures are in place to ensure compliance with current CFPB directives, in addition to recent changes instituted as a result of the Covid-19 legislation.

What You'll Learn

  • FCRA Definitions and Key Terms
  • Reporting Requirements of the FCRA
  • Types of credit reporting disputes
  • Responding to disputes through e-Oscar and Metro 2
  • Responding to Direct Consumer Disputes
  • The Role of the CFPB in Credit Reporting
  • Recent CFPB Rulings and Interpretations
  • Recent FCRA case law
  • Impacts of Covid-19 on credit reporting
  • Compliance tips

Who Should Attend

Anyone who is involved in day to day credit reporting along with decision makers tasked with ensuring rigorous policies and procedures are in place and being complied with.

Matthew Urban

Instructor Bio

Matthew D. Urban is a shareholder who manages the Pittsburgh Local Law Office and oversees credit union work across Pennsylvania. In addition, he practices in the area of Consumer Collections, focusing on a wide variety of collection and compliance matters. Matt regularly speaks on issues such FCRA compliance and the proper handling of writs of executions. Matt earned a B.A. magna cum laude in History from West Virginia University in 2000, and a J.D. from Duquesne University School of Law in 2003. He is licensed in Pennsylvania and is admitted to practice before the U.S. District Court for the Western and Middle Districts of Pennsylvania. He serves on the Board of Directors for the Pennsylvania Creditors' Bar Association.