HMDA and Its Data Points

Bankers have always struggled with HMDA reporting. And changes over the last few years have made the HMDA rules even more difficult to understand.

Recorded Wednesday,
May 10th, 2023
Presented by Anne Lolley
$279.00 or 1 Token

Includes: 30 Days OnDemand Playback, Presenter Materials and Handouts

  • Lending
  • Lending Compliance
  • Mortgage Lending
  • Board Member
  • Branch Manager
  • Compliance Officer
  • Consumer Lender/Retail Banker
  • Internal Auditor
  • Loan Closer
  • Loan Operations Manager/Specialist
  • Mortgage Lender
  • Risk Manager
  • Senior Management
  • Training Manager
  • Trainer

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In 2018, the CFPB doubled the number of reportable data points. A subsequent rule makes smaller banks “partially exempt” from the increased reporting requirement, but the rule can be difficult to understand. And very recently, the threshold for closed-end loans has decreased from 100 to 25, catching smaller banks off guard. It’s all so confusing. And even if the bank understands the basic HMDA rules, the detailed requirements for reporting can be difficult to understand. In this webinar, we’ll address the troublesome applicability issues and then explain the more difficult aspects associated with the data points . . . like reporting when there are multiple properties. We’ll provide registrants with a colorful, easy-to-read booklet containing explanatory charts, helpful Lender Worksheets, and an Input Worksheet for collecting LAR data. If the HMDA-reporting rules apply to your bank, you’ll find this explanatory webinar quite helpful.

What You'll Learn

  • The Multiple Property Rule
  • Temporary-financing loans
  • Multifamily dwellings
  • HOEPA loans
  • Loan purpose
  • Property value
  • Multifamily Affordable Units

Who Should Attend

This is a great webinar for lenders, processors, and compliance officers dealing with HMDA.

Anne Lolley

Instructor Bio

For over forty years, Anne Lolley has been simplifying compliance issues for bankers. After earning her law degree from the University of Kansas, she joined the Kansas Bankers Association, where she developed its successful legal department and gave compliance-related seminars. She has been a compliance officer for two banks and currently works with Bank Consulting Services, where she continues to provide webinars to Kansas bankers. Her expertise at simplifying the complex and creating user-friendly reference manuals has made her a popular instructor.