The webinar will cover the basics of consumer lending including the consumer loan function, marketing consumer loans, and making consumer lending decisions based on the five (5) C’s of credit - capacity, capital, collateral, conditions, and character.
The attendee will also be exposed to loan structure, loan support, and documentation issues and how they are an intricate part of the consumer lending process. An “auto loan,” “RV loan,” and “home equity line of credit” (HELOC) will be utilized as examples throughout the session.
Additionally, the basics of consumer loan compliance will be provided including Reg B, Reg Z, TRID, BSA, and Fair Credit Reporting.
The bank’s consumer lending function will be illustrated through “case studies.”
Who should attend
Consumer lenders, loan documentation specialists, private bankers, business development officers, branch managers, financial service representatives.
"A great way to lead me into the world of lending. Wonderful talking points from the speaker made it really enjoyable to learn from. I cannot wait to do more webinars." - Jalen B, Texas Bank
Recommended for 2.5 CEU Credit Hours. After attending this webinar, each attendee can receive a Certificate of Attendance for self-reporting of CEU Credits.