Loan Portfolio Management to Satisfy Regulatory Expectations

Managing the loan portfolio in the face of rising interest rates, fuel costs, inflation, uncertainty in the world economy due to wars and the ongoing, but less intense effects of COVID-19 requires a different approach than in normal times. This webinar is designed for anyone with management responsibilities for a single or entire-bank loan portfolio. The program begins with a discussion of macro-economic factors and their influences on industry, business and management. It is followed by a discussion on effective management tools to navigate the bank through the challenges.

Recorded Tuesday,
April 16th, 2024
Presented by Jeffery Johnson
2h total length
$299.00 or 1 Token

Includes: 30 Days OnDemand Playback, Presenter Materials and Handouts

  • Commercial/Business Lending
  • Lending
  • Mortgage Lending
  • Branch Manager
  • Commercial Lender
  • Consumer Lender/Retail Banker
  • Credit Analyst
  • Marketing Officer/Business Development
  • Mortgage Lender
  • Private Banker
  • Risk Manager
  • Senior Management
  • Small Business Lender
  • Training Manager
  • Trainer
  • Workout Specialist/Collector

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We will explore various management techniques proven to be effective during tough periods, including types of information from borrowers to determine if the existing risks posed by the borrower are acceptable to the bank; various management reports required to provide vital information to managers; effective credit risk rating of the bank’s loan portfolio and the impact it will have on the allowance for loan and lease losses; understanding the definition of a creditworthy borrower; effective credit file management to ensure credit files are up to date and provide documentation to support the bank’s initial loan decision; effective loan officer customer contact to stay ahead of the borrower’s activities; and loan portfolio stress testing.

What You'll Learn

  • Staying ahead of current trends affecting loan portfolios
  • Understanding how regulators view borrowers’ creditworthiness
  • Managing and motivating loan officers to produce to their full potential
  • Understanding the information required to effectively manage loan portfolios, and interpreting that information for the Board
  • Risk-rating loans utilizing a clear, measurable, objective grading system

Who Should Attend

Senior Credit Officers/Risk Managers, Senior Loan Officers, Commercial Loan Officers, Consumer Loan Officers, Branch Managers, Loan Review Officers, Directors, CEOs and Presidents will benefit from this webinar.

Jeffery Johnson

Instructor Bio

Jeffery W. Johnson started his career with SunTrust Bank in Atlanta as a Management Trainee and progressed to Vice President and Senior Lender of SouthTrust Bank and Senior Vice President and Commercial Banking Division Manager for Citizens Trust Bank of Atlanta.

Most of his career has been spent in Credit Administration, Lending, Business Development, Loan Review, Management and Training & Development. He has managed loan portfolios representing a cross section of loan types including: Large Corporate, High Net Worth Individual, Middle Market Companies, Small Business, Real Estate and Non-Profit Organizations.

Mr. Johnson is now a training professional in the financial industry by leading various seminars covering important topics relating to issues in financial institutions. He teaches actively for fifteen state banking associations in the United States, Risk Management Association (RMA) and individual financial institutions nationwide. He co-authored a training course entitled "Lending to Service and Other Professional Organizations" for RMA in 2001.

Mr. Johnson earned a B.A. Degree in Accounting from Morehouse College in Atlanta; a MBA in Finance from John Carroll University in University Heights, Ohio; Banking diploma from Prochnow School of Banking at the University of Wisconsin and a Graduate Certificate in Bank Management from the Wharton School of Business at the University of Pennsylvania.