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Most Common TRID Issues

Compliance with the TILA-RESPA Integrated Disclosures (TRID) rule is frustrating and elusive for many of us. Learn to reduce the risks of noncompliance as we explore TRID hot spots, gray areas and frequently-violated provisions.

OnDemand
Recorded Tuesday,
March 19th, 2024
Presented by Carl Pry
2h total length
2.5 CRCM Credits
$299.00 or 1 Token

Includes: 30 Days OnDemand Playback, Presenter Materials and Handouts

  • Compliance
  • Lending
  • Lending Compliance
  • Bank Legal Counsel
  • Branch Manager
  • Compliance Officer
  • Facilities Manager
  • Internal Auditor
  • Loan Closer
  • Loan Operations Manager/Specialist
  • Senior Management
  • Workout Specialist/Collector

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Even though we’ve been living for TRID for nearly a decade, rules can be so detailed and prescriptive that 100% accuracy is near impossible. After a few years of light-touch exams, where lenders were expected to demonstrate a “good faith effort to comply,” scrutiny of TRID disclosures has become quite intense. When you consider the legal liability of inaccurate disclosure of the many fees, identifying the many hot spots of TRID becomes paramount.

In this webinar, we’ll spend time discussing hot spots and gray areas in a “what’s the risk” format. Our goal is to ensure you understand where the TRID rules can create uncertainty and risk, and insulate your institution as much as possible from noncompliance.

What You'll Learn

  • Coverage issues
  • Application issues
  • Timing rules of TRID
  • Problems with disclosure of various fees
  • Providing a revised loan estimate
  • Changed circumstances
  • Proper calculation of tolerances/variances
  • Corrected CDs
  • Redisclosure and reimbursement after closing

Who Should Attend

Loan officers, compliance professionals, auditors, QA/QC staff, processors, management, legal staff, and anyone else involved in the consumer mortgage application, processing, and closing processes will benefit from the information in this webinar.


Carl Pry

Instructor Bio

Carl Pry is a Certified Regulatory Compliance Manager (CRCM) and Certified Risk Professional (CRP) who is a Senior Advisor for Treliant LLC in Washington, DC. Through his more than 30-year working career, as well as through his experience as a banking attorney and officer, he has provided a variety of regulatory compliance and financial performance services to financial institutions and other clients throughout the country. He has written extensively regarding consumer and commercial compliance, tax, audit, and financial institution legal issues, and is a frequent contributor to and currently serves as the Chair of the Editorial Advisory Board for the ABA Bank Compliance magazine. He has spoken at scores of banking, compliance, and state bar associations, and has conducted training sessions for financial institutions across the country.


Continuing Education Credit Information

Most Common TRID Issues has been approved for 2.5 CRCM credits. This statement is not an endorsement of this program or its sponsor. Credits are redeemable for both Live and OnDemand viewing. For questions on certificates, please email support@oncourselearning.com. Certification holders must report these credits at https://aba.csod.com.