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Overdraft Requirements & Best Practices

Join us for an informative session where we'll dissect the complex world of overdraft regulation and make it easy to understand. Get ready to dive into the regulatory requirements, guidance, and examiner expectations related to overdrafts, all presented in plain English. This is your chance to take the confusion out of overdraft regulation and empower yourself with the knowledge you need to succeed.

OnDemand
Recorded Tuesday,
April 18th, 2023
Presented by Jerod Moyer
2h total length
$279.00 or 1 Token

Includes: 30 Days OnDemand Playback, Presenter Materials and Handouts

  • Auditing
  • Compliance
  • Deposit
  • Deposit Accounts
  • Deposit Compliance
  • General Compliance
  • Compliance Officer
  • Customer Service Representative
  • Deposit Operations Manager/Specialist
  • Internal Auditor
  • New Accounts Representative
  • Senior Management

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Overdrafts continue to be a hot button issue with examiners, as there has been a shift in mentality from “informing” consumers about their overdrafts to “protecting” them from excessive overdrafts. Over the last several years, there have been numerous warning shots fired by the regulatory agencies, and overdraft reform has consistently appeared on the CFPB’s rulemaking agenda; but we are still waiting for major changes and/or guidance. It’s clear the CFPB does not like overdraft and it will enhance enforcement in this area. It’s imperative you are aware of the current regulatory requirements, guidance, and expectations to keep your bank out of trouble!

What You'll Learn

  • Hot Spots, The Latest Guidance, Best Practices & Expectations
  • Available vs. Ledger Balances, Debit Card Holds, & Multiple Fee Issues
  • Approved Positive Transactions that Settle Negative
  • Customer Communications & System Oversight
  • Regulatory Exam Feedback
  • Management & Frontline Oversight
  • UDAAP Angles
  • Your Questions & Much More!

Who Should Attend

This webinar is designed for the management, compliance, audit, and operations personnel.

Jerod Moyer

Instructor Bio

Jerod is the leader of Banker's Compliance Consulting's training productions. He is a nationally recognized speaker. Whether it's a conference, seminar, school, webinar or luncheon, it's easy to stay engaged when he presents due to the amount of passion and energy he brings to each and every compliance topic. Jerod has spoken on behalf of the American Banker's Association, BankersOnline, many state banking associations, private compliance groups and financial institutions. He is a Certified Regulatory Compliance Manager (CRCM) and BankersOnline Guru.

Jerod likes to spend his time (between reading regulations and producing compliance training!) relaxing at the lake with his wife and three children, following their activities or engaged in something sports related!

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