Loading...

Preventing Mortgage Mayhem: Date Sensitive Guide

A sequentially dated mortgage loan file is a must-know for all mortgage lenders and processors in preparation for the next examination or compliance review!

Upcoming
Friday, June 27th, 2025
10:00 am - 12:00 pm
Presented by Molly Stull
2 CRCM Credits
$299.00 or 1 Token

Includes: Live Access, 30 Days OnDemand Playback, Presenter Materials and Handouts

  • Auditing
  • Compliance
  • General Compliance
  • Mortgage Lending
  • Compliance Officer
  • Loan Closer
  • Loan Operations Manager/Specialist
  • Mortgage Lender
  • Training Manager
  • Trainer

Save on annual training costs with our Webinar Subscription Service and share webinars across your entire organization.

Become a subscriber

Learn about upcoming events, webinars and discounts.

Sign Up For Email Notifications

Meeting timing requirements and recognizing triggering events is essential to fulfill compliance requirements for a consumer real estate loan. Not only are there numerous regulations that dictate when written notices must be provided, there are also differences based on lien position, number of applicants, and even the definition of a simple term.

In addition, some regulatory requirements are calculated on calendar days while others utilize a business day definition. Join us as we work through the consumer mortgage loan process in a sequential order from application to closing.

The assembly of a compliant loan file can be utter chaos if regulatory compliance requirements are not understood. Now is a great time to ensure that your process is well-defined, and timing requirements are understood.

What You'll Learn

  • Explain when to use business days versus calendar days in meeting compliance requirements
  • Identify triggering events that determine when compliance notices are required
  • Understand critical regulatory compliance timing requirements, including timing of the loan estimate and calculation of the right of rescission period
  • Recognize the importance of documenting a valid change in circumstance
  • Ensure electronic delivery of written notices satisfies E-SIGN Act requirements

Who Should Attend

This informative session is designed for mortgage lenders and loan processors, as well as those responsible for auditing and reviewing loan files including loan review personnel, compliance officers, and internal auditors.

Molly Stull

Instructor Bio

Molly began her banking career on the teller line while working on her undergraduate degree and has continued working in the financial industry ever since. Some of her experience includes roles in operations, business resumption planning, consumer compliance, and conducting audits. Her favorite role is ensuring that her audience, whether on the sports field or in the financial industry, understands the "why" behind the rule. Her wealth of financial knowledge and her numerous years of experience enable her to relate the material to the audience.

Continuing Education Credit Information

Preventing Mortgage Mayhem: Date Sensitive Guide has been approved for 2 CRCM credits. This statement is not an endorsement of this program or its sponsor. Credits are redeemable for both Live and OnDemand viewing. For questions on certificates, please email support@oncourselearning.com. Certification holders must report these credits at https://aba.csod.com.

Print this page