Credit (Risk) Analysis is one of the most important functions performed by banks. Because interest and fee income from loans represent the largest source of revenue for banks, thorough credit analysis must be performed before loans are approved and funded.
Credit Analysis starts with spreading historical financial statements and then calculating key ratios to determine the financial health of an organization. Learn the five vital signs of any organization and the ratios required to identify the signs. A detailed identification and definition of ratios will be included.
Who should attend
Credit Analysts, Commercial Lenders, Consumer Lenders, Senior Credit and Loan Officers, Loan Review Officers, Auditors, Directors, Branch Managers.
"The best webinar I have ever taken...BY FAR!" -Charlie S., Arvest Bank
"Very good review of ratio analysis directly related to commercial lending. I would recommend to all lending/credit related personnel. A good basic understanding of financial statements is helpful. The handouts are excellent and will be a valuable reference going forward." - Ben Wood, The Union Bank
Recommended for 2.5 CEU Credit Hours. After attending this webinar, each attendee can receive a Certificate of Attendance for self-reporting of CEU Credits.