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Total TRID Training - 4 Part Series

The Truth in Lending/Real Estate Settlement Procedures Integrated Disclosures (TRID) requirements are a string of guidelines dictating what information lenders need to share with borrowers and when they must provide it. TRID rules also regulate what fees lenders can charge and how these fees can change as the mortgage matures.

Upcoming
September 10, 2024
September 11, 2024
September 17, 2024
September 18, 2024
Presented by Kimberly Boatwright
10 CRCM Credits
$1,129.00 or 4 Tokens

Includes: Live Access, 30 Days OnDemand Playback, Presenter Materials and Handouts

  • Compliance
  • Lending Compliance
  • Compliance Officer
  • Consumer Lender/Retail Banker
  • Internal Auditor
  • Loan Operations Manager/Specialist
  • Mortgage Lender

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The TRID rules were originally published in 2013 and were effective in October 2015. Final TRID 2.0 rules were published in July 2017, and were effective on October 1, 2018. The next version of the TRID rules are in development right now.

Though TRID has been a part of the compliance landscape for nearly a decade, its complexity makes it one of the most commonly cited violations year after year. To achieve compliance with TRID’s string of guidelines, and numerous amendments throughout the years, you need more than a cursory overview.

This four-part series examines the intricacies of the TRID rules and highlights various tripwires to avoid at your institution. You’ll come away with a comprehensive understanding of TRID, the Loan Estimate (LE), and the Closing Disclosure (CD), and receive a detailed manual that can serve as a handbook long after you’ve completed the series.

Included Webinars

  • Total TRID Training - Part 1
  • Total TRID Training - Part 2
  • Total TRID Training - Part 3
  • Total TRID Training - Part 4

Series Details

Total TRID Training - Part 1

  • General Rules
  • Covered Transactions
  • Exempt Transactions
  • Predisclosure Activity
  • Early Disclosures
    • Loan Estimate
    • Shopping Disclosure
    • Toolkit
  • Tolerance
  • Good Faith
  • Revised Disclosures
    • LE
    • CD
  • Waiver of Waiting Period

Total TRID Training - Part 2

  • Loan Estimate – Line-by-Line
  • General Information
  • Loan Terms
  • Projected Payments
  • Costs at Closing
  • Loan Costs
  • Other Costs
  • Calculating Cash to Close
  • Comparisons
  • Other Considerations
  • Air Table
  • AP Table
  • Confirm Receipt

Total TRID Training - Part 3

  • Closing Disclosure – Line-by-Line
  • General Information
  • Loan Terms
  • Projected Payments
  • Costs at Closing
  • Loan Costs
  • Other Costs
  • Calculating Cash to Close
  • Summaries of Transactions
  • Loan Disclosures
  • Loan Calculations
  • Other Disclosures
  • Contact Information
  • Air Table
  • AP Table
  • Confirm Receipt

Total TRID Training - Part 4

  • TRID for Construction Loans
  • Scope
  • Timing
  • Appendix D
  • General Information
  • Loan Terms
  • Projected Payments
  • Loan and Other Costs
  • Calculating Cash to Close
  • Summaries of Transactions
  • Loan Disclosures
  • Air Table
  • AP Table
  • Loan Calculations
  • Other Disclosures
  • Contact Information
  • Confirm Receipt

What You'll Learn

The TRID rules are divided into four parts of this program. While it appears that certain content is repeated in more than one part, the content of certain disclosures varies between the LE and the CD, and there are definitely different rules for construction loans.

Who Should Attend

The program is designed for loan officers, compliance officers, loan support staff, marketing staff, auditors, and any others with responsibilities related to the TRID rules.


Kimberly Boatwright

Instructor Bio

Kimberly Boatwright is EVP and Director of Risk and Compliance at Compliance Resource, LLC, and has more than two decades of experience working in the financial services industry. Ms. Boatwright is a well-regarded financial industry risk and compliance professional with a strong background in program development and implementation. She is a thought leader who specializes in Fair Lending, Anti-Money Laundering, OFAC, and consumer compliance. During her career, she has worked for and consulted with all types of financial institutions helping to establish and evolve compliance and risk programs. She is a frequent public speaker, trainer, and author on compliance and risk management topics. Kimberly is a Certified Regulatory Compliance Manager and a Certified Anti-Money Laundering Specialist.


Continuing Education Credit Information

Total TRID Training - 4 Part Series has been approved for 10 CRCM credits. This statement is not an endorsement of this program or its sponsor. Credits are redeemable for both Live and OnDemand viewing. For questions on certificates, please email support@oncourselearning.com. Certification holders must report these credits at https://aba.csod.com.