Training

A deep dive discussion on home equity lines of credit (HELOC). What disclosures are required? What is required to reduce an available line? These questions and more will be addressed during this detailed session on HELOC.

This session will cover the significant developments in real estate appraisals and evaluation rules and regulations we’ve seen over the past few years. It will discuss Revised Interagency Guidelines, rules under Reg Z, additional requirements finalized due to Dodd-Frank, changed thresholds, and some proposed additional exceptions from the requirements.

Learn about basic loan documentation principles and practices under Revised Article 9 for collateral.

This program is a comprehensive Uniform Commercial Code (UCC) secured lending program for persons new to the financial services industry and is also recommended as a refresher.

This session will cover the key issues from current regulatory guidance for CRE appraisals. You will get tips for integrating them into your existing policies, and ideas for meeting new/recent requirements for screening appraisals for USPAP compliance.

This program provides an overview of the key components of CRE appraisals and where financial professionals can find important information to assist in underwriting and understanding the sustainability of cash flow and the stability of the value of a property.

This webinar will cover the basics of consumer lending, including the consumer loan function, marketing consumer loans, and making consumer lending decisions based on the five C’s of credit: capacity, capital, collateral, conditions, and character.

Your employees need to understand the products and services your bank offers.

In this webinar, learn why commercial construction loans require different policies and processes than residential construction loans, and how to understand and mitigate commercial construction loan risk.