Training

Detailed discussion around the laws and regulations that apply to establishing and maintaining escrow accounts for consumer mortgage loans.

It has always been challenging to open accounts for non-resident aliens and to identify the person we are doing business with. Since the USA PATRIOT Act, Customer Identification Program (CIP) law passed, opening these accounts and covering the required documentation and identification bases makes dealing with these accounts more challenging than ever.

Do you have too much risk? Are court orders, power of attorney, and other documents putting your organization at risk for non-compliance? Learn how your procedures may be exposing your institution to risk on these special accounts

This webinar will cover the basics of consumer lending including the consumer loan function, marketing consumer loans, and making consumer lending decisions based on the five C’s of credit: capacity, capital, collateral, conditions, and character.

Proper analysis of consumer loan requests is more important than ever in light of increasing interest rates, quickly increasing consumer debt and the continued negative impact of COVID-19. This webinar will cover the consumer lending process from the application to the decision stage.

In this webinar, you'll learn the fundamentals of constructing and analyzing direct and indirect cash flow statements in order to enhance the quality and effectiveness of the entire credit decision process.