Webinars

Compliance with the TILA-RESPA Integrated Disclosures (TRID) rule is frustrating and elusive for many of us. Learn to reduce the risks of noncompliance as we explore TRID hot spots, gray areas and frequently-violated provisions.

This webinar will deal with the ins and outs of making changes to loans of all types. We’ll discuss the compliance and legal requirements, operational challenges, and impacts to borrowers, guarantors, and other parties to the loan. We’ll also deal with the threshold question: Should the lender grant the borrower’s request in the first place, and if so, what accommodations or changes should be made?

Learn the "right thing to do" and avoid frequent exceptions and mistakes.

There are very detailed requirements in RESPA as to how to service mortgage loans, and when a borrower has defaulted, the requirements become even more complex. In addition, there are Reg. Z, flood insurance, appraisal rules, and additional concerns. Debt collection is also primary on the regulators’ list of concerns. In this webinar, we'll review the requirements involved, as well as how to address defaulted borrowers and maintain an effective program to deal with the many issues.

This informative webinar will cover the basics of proper credit reporting and how best to respond to consumer credit reporting disputes.

Compliance with the flood insurance regulations should be easy – determine where the structure is (assuming it’s insurable) and if it’s in a flood zone, require insurance. Simple, right? Why then are there so many violations and penalties?

This webinar will guide lenders and processors through easy-to-use checklists that will clarify and simplify the compliance requirements for consumer loans. Because compliance requirements vary from loan type to loan type, we’ll offer a different checklist for each type of loan (construction, real estate, dwelling secured, HPML, etc.).

HMDA compliance is tough! With all the data you are required to collect and report, there are bound to be mistakes. You can’t rest easy though because too many errors can lead to civil money penalties. Join David Dickinson as he walks you through the ins and outs of HMDA compliance from A to Z.

This course will focus on the difference from the existing methodology. We will cover the reasons for the ruling, the application to asset portfolios, and review the most commonly used expected loss models.